Through the Section 8 Homeownership Program, eligible families participating in the Housing Choice Voucher Program may choose a house for purchase anywhere in Dauphin County (outside the City of Harrisburg) and receive financial assistance for homeownership expenses (mortgage payments) for up to 15 years.
For the elderly/disabled, there is no time limit.
Total household income may not exceed the maximum gross income limits as prescribed by the program.
Must live in Dauphin County with Section 8 Housing Choice Voucher assistance
Enrollment in the Family Self Sufficiency Program (FSS) is not required, although participation is strongly urged
Be a first time homebuyer or have not owned a home during the last three years.
At least one adult family member who will own the home must have been employed for one year prior to receiving homeownership assistance (Elderly and disabled persons do not have to comply with this employment requirement);
The family must meet the Federal minimum income requirement.
Have had no family caused violations of HUD's Housing Quality Standards within the previous year
Not be within the initial one year period of a HAP contract
Not owe money to any Housing Authority
Successfully complete homeownership counseling sessions approved by the Housing Authority
Be able to obtain mortgage financing
Have not defaulted on a mortgage securing debt to purchase a home under the homeownership option
Make a minimum initial down payment of 3% of the purchase price
Have a minimum cash down payment of one percent of purchase price, which is paid from the families' own resources
FOR MORE INFORMATION
Please contact the Housing Authority's Section 8 Home Ownership Coordinator at 717 939 9301, Extension 525.
Required Steps for Purchasing a Home through the Section 8 Homeownership Program
Be currently assisted through the Housing Choice Voucher Program;
Attend a HACD program briefing session;
Successfully complete homeownership counseling sessions;
Receive pre approval from a mortgage lender;
Find a house in Dauphin County, outside the City of Harrisburg;
Sign an agreement of sale;
Bring the proposed purchase price and property description to HACD for review;
Have the home inspected by HACD and also by a professional inspector;